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On this week's show we discuss how index funds can differentiate themselves in a crowded field, how to wreck a pension fund, how does Renaissance Technologies make money, how much your time and vacation days are worth in terms of happiness, re-rating Boiler Room, how often to rebalance a 401k, mortgage debt vs. retirement savings and much more.\n Find complete shownotes on our blogs...\n Ben Carlson\u2019s A Wealth of Common Sense\n Michael Batnick\u2019s The Irrelevant Investor\n Like us on Facebook\n And feel free to shoot us an email at animalspiritspod@gmail.com with any feedback, questions, recommendations, or ideas for future topics of conversation.\nLearn more about your ad choices. Visit megaphone.fm/adchoices