On this week\u2019s Money Matters, Scott and Pat explain why failing to plan for market drops is planning to fail.\xa0 They help a caller decide how much of an RMD to take while the indexes are down.\xa0 You\u2019ll hear from a woman who wants to know whether it\u2019s a good move to use some of her 401(k) to pay off her mortgage. Finally, a father puts his college graduate on the phone to get a lesson on investing.\n\xa0\nJoin Money Matters:\xa0 Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking\xa0here.\xa0 You can also be on the air by emailing Scott and Pat at\xa0questions@moneymatters.com.\nDownload and rate our podcast\xa0here.