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On this week's Money Matters, Scott and Pat discuss the reasons why America\u2019s rapidly growing debt could hurt retirees.\nScott and Pat advise a caller with $3 million in savings about keeping a long-term care insurance policy. A retired public employee asks how the Windfall Elimination Provision will affect his Social Security benefit. A caller with $4 million in retirement savings asks if he needs an annuity. Scott and Pat speak with a duplex owner, making $130,000 a year, about potentially selling his property. Finally, a caller asks if he should invest in cryptocurrency.\nAsk a question by clicking\xa0here, or email Scott and Pat at\xa0questions@moneymatters.com.\nDownload and rate our podcast\xa0here.