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In this blockchain-themed UNAJUA series instalment, Citi Group's Ronit Ghose talks about how mobile telcos are eagerly peddling digital banking services\u2014 disrupting traditional financial corporations in the process. Ronit also explains how blockchain tech is poised to upend mobile payment norms, ushering in a decentralised contract dispensation. \n\nRonit Ghose is the Global Head of Banking, Fintech, and Digital Assets for Citi Global Insights (Citi Group). Ronit is also the lead author of the Citi Global Perspectives & Solutions (Citi GPS) insights platform. He advises Pan-African VC, Launch Africa Ventures and talent search startup Remotexec, and sits on the Centre for Finance, Technology and Entrepreneurship (CFTE) advisory board. \nClick here (or on the microphone icon on the right of your screen) to leave us a 60-sec voice note with your reactions to any of the topics raised in the UNAJUA Series. (We will include some of your audio takes in future follow-up episodes.)\nPROMO: African Tech Roundup is partnering with Socialstack to launch a social token ($ATRU) on the Cello blockchain to drive community engagement. Listen in to today's episode to see how you could be one of the first few to receive some $ATRU social token.\nUSEFUL RESOURCES:\n\nJOIN THE REVOLUTION: Create a Celo Account via Socialstack(https://wallet.socialstack.co/) \nEARN $ATRU TOKEN: Click here(https://forms.gle/CE7DrkszZzLXDCA6A) to complete the form and earn your $ATRU.\nSUPPORT US: Support our independent media-making efforts by becoming a Patreon(https://www.africantechroundup.com/patreon/).