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#192: \u201cDon\u2019t buy lattes.\u201d\n This classic snippet of personal finance advice isn\u2019t specifically anti-Starbucks. \u201cLattes\u201d are a metaphor for the tiny expenses that leak money from our pockets, often without us realizing how much we\u2019re spending.\n Your \u201clatte\u201d could be a pile of subscriptions: HBONow, YouTube Red, Spotify Premium, Netflix, Hulu Plus, the CostCo membership that you haven\u2019t used in two years, and -- for that matter -- the gym membership that you also haven\u2019t used in two years. (Ahem.)\n Your \u201clatte\u201d could be buying bottled water and snacks at the airport, or absentmindedly shopping online when you\u2019re bored, or ordering restaurant take-out or delivery too often.\n Your \u201clatte\u201d might be spending too much on trinkets and souvenirs during your vacations, when photographs would capture the memory.\n David Bach is the New York Times bestselling author who created the phrase \u201cdon\u2019t buy lattes.\u201d He joins us on today\u2019s podcast episode to discuss The Latte Factor.\n For more information, visit the show notes at https://affordanything.com/episode192\xa0\nLearn more about your ad choices. Visit podcastchoices.com/adchoices