#375: Here\u2019s the deal:\nThe majority of people who write about personal finance repeat the same tired aphorisms and cliches.\n\u201cMillennials aren\u2019t investing enough,\u201d they\u2019ll lament. \u201cMillennials are amassing wealth at a slower pace than previous generations!\u201d\nBut when you ask for their source, they turn up blank. Each writer points to a headline, which sources another headline, in a neverending circular secondary-source-citation that fails to point to any primary data source.\nNick Maggiulli doesn\u2019t play that game.\nIf you haven\u2019t heard the name Nick Maggiulli yet, prepare to meet one of the most original, insightful voices in the media landscape of personal finance and investing. (His last name is pronounced \u201cma - julie,\u201d and his godfather refers to him as \u201cpaper hands,\u201d but that latter point is a different story for another day.)\nNick is a data scientist with a knack for clear written communication, a rare Venn Diagram intersection of skill sets. He holds a laser-focused interest in the arenas of personal finance and investing, and he\u2019s eager to share fresh, nuanced, evidence-backed takes about savings, spending and investing with anyone who will listen.\nHe recently released his first book, Just Keep Buying; the title reflects a user-friendly reminder to continue dollar-cost averaging. It also speaks to the main idea behind wealth creation: accumulate income-producing assets, consistently, for as long as you possibly can.\nIt\u2019s an honor to welcome Nick Maggiulli onto the Afford Anything podcast for what I hope is the first of many appearances. In today\u2019s episode, we discuss actionable strategies for managing your money, including assessing your spot along the save-invest continuum, implementing the 2X rule into your spending decisions, and saving half of your inflation-adjusted future raises.\nEnjoy!\n\nFor more information, visit the show notes at https://affordanything.com/episode375\nLearn more about your ad choices. Visit podcastchoices.com/adchoices