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#499: Eugene and his wife are retiring with a $10 million net worth and a guaranteed income that exceeds their annual budget. Do they still need things like life insurance and a financial advisor?\nThe next question, at 30:24, comes from an anonymous caller. Her\xa0HOA costs have doubled since she bought her condo. She\u2019s wondering if it\u2019s still a good investment. Should she keep it or sell it?\nWe answer Nandini\u2019s question at 48:14. Nandini and her husband save tons every month toward no goal in particular. What should they do with all their extra cash?\nFormer financial planner Joe Saul-Sehy and I tackle these three questions in today\u2019s episode.\nEnjoy!\nP.S. Got a question? Leave it at https://affordanything.com/voicemail\n\nFor more information, visit the show notes at https://affordanything.com/episode499\nLearn more about your ad choices. Visit podcastchoices.com/adchoices