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#511: Sara is five years from retirement with a paid-off house. But she\u2019s worried that her money will run out before she turns 80. What does she need to do now to protect her future self?\xa0\n\nLauren is a personal finance nerd who gets it. But one question perplexes her: When should she should choose an ETF over an index mutual fund? What about vice versa? Paula and Joe explain.\n\nAn anonymous caller plans to sell her house and live a \u201cslow-madic\u201d lifestyle. But she\u2019s on disability and needs to keep her money safe. How should she invest her $500,000 windfall?\n\nFormer financial planner Joe Saul-Sehy and I tackle these three questions in today\u2019s episode.\nEnjoy!\nP.S. Got a question? Leave it at https://affordanything.com/voicemail\n\nFor more information, visit the show notes at https://affordanything.com/episode511\nLearn more about your ad choices. Visit podcastchoices.com/adchoices