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#398: Chris Hutchins is an avid life hacker, a financial optimizer and the host of the top ranked podcast \u201cAll The Hacks\u201d, where he shares his quest to upgrade his life without having to spend a fortune.\nThese passions have led him to being featured in a documentary on financial Independence called \u201cPlaying with FIRE\u201d and collecting millions of points and miles.\nIf you want to learn more about optimizing your spend so that you can travel with less of an impact to your bank account, you\u2019ll want to hear what Chris has to say.\n\nTiming of discussion points as per August 2022:\n04:13: Is travel hacking a good use of time?\n08:15: What is the simple path to optimizing spend?\n09:108: Why focus on one rewards program?\n10:46: Why are there recommendations for transferable point programs and what are the benefits of co branded cards?\n18:08: How can the value of points or miles be estimated?\n22:08: Is the best redemption value in booking business class international flights?\n32:34: How do you know the best flight to book for optimal redemption?\n37:00: What is the difference between airline miles and credit card points?\n38:25: What is a \u201cpositioning\u201d flight and how do I utilize this strategy?\n47:42: What is the process for choosing flights based on reward redemptions?\n57:15: What are the best ways to boost an existing points balance?\n1:02:12: Discussion on credit cards with crypto rewards\u2026\n1:04:17: Tips for those who want deals but don\u2019t want to work with miles or points\u2026\n\nFor more information, visit the show notes at https://affordanything.com/episode398\nLearn more about your ad choices. Visit podcastchoices.com/adchoices