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b'#415: The average American donates 2.1 percent of their income to charity, according to data from the Giving Institute.\\nBut an ordinary couple living in Nashville, Bob and Linda Lotich, refuse to be average.\\nWhen they were both 31, they decided to \\u201cgive their age\\u201d \\u2013 they pledged to donate 31 percent of their income to worthwhile causes.\\nThey\\u2019ve increased their charitable giving every year since, to match their age. The couple is now 41 years old, and they give away 41 percent of their income.\\nWhen they began this project, the Lotich\\u2019s were earning a combined household income in the high five-figures. They were making just under $100,000 combined, living in St. Louis. They carried a mortgage on their home. They worried that their commitment to giving might impact their ability to pay the bills.\\nOver the last decade, their income has fluctuated \\u2013 up some years, down in others. They moved to Nashville and had three children. These higher living costs have drastically impacted the family budget.\\nBut their commitment to giving persists.\\nIn today\\u2019s episode, Bob Lotich joins us to talk about why and how he committed to the \\u201cgive your age\\u201d philosophy \\u2013 and shares his advice for anyone who wants practical tips for increasing their capacity to donate to meaningful causes.\\nEnjoy!\\n\\nTiming of discussion points as of\\xa0November 2022:\\n04:46: Adjusting mental and budget space to allow for more charitable donations\\n13:12: The decision give to individuals vs. charitable organizations\\n14:57: Does giving to an individual impact the relationship?\\n16:56: Recommendations for platforms with giving opportunities\\n25:01: Managing the giving budget after starting a family\\n25:56: Guilt and shame around generosity\\n27:41: Giving from a place of gratitude and a place of pain\\n28:47: The concept of giving dreams\\n30:19: Building for a continuous impact vs. a large impact\\n31:48: Getting the children involved\\n37:48: How to increase your charitable giving\\n\\nFor more information, visit the show notes at https://affordanything.com/episode415\\nLearn more about your ad choices. Visit podcastchoices.com/adchoices'