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#2: Once again, Paula and J. Money see things differently.\n J. Money preaches budgeting, Paula practices the \u201canti-budget\u201d.\n J. Money examines every expense to find savings. A couple years ago he switched phone providers and saves $100 a month, $20 a month on insurance and $60 on cable.\n Paula recommends saving at least 20 percent of your income first, then go wild with the rest; \u201cDon\u2019t feel guilty about spending money on Coke Zero or turtle food\u201d\n Who is right?\n To leave a comment or contact the hosts, visit https://affordanything.com/episode2\nLearn more about your ad choices. Visit podcastchoices.com/adchoices