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#332: Ginger\u2019s financial independence (FI) number is $2 million, but she doesn\u2019t want to fully retire early. Once she hits \u2018coast\u2019 FI, she wants to 1) buy her time back with outsourcing, 2) take a mini-retirement, and 3) buy a vacation home. Does it make sense for her to divert retirement contributions to these goals, or should she aim to save $2M?\nWilson plans to have a two percent withdrawal rate in retirement. Given this low rate, should he go all-in on stocks? Or should he split up his retirement funds and invest one half conservatively and the other half aggressively?\nJennifer has a low-stress doggie-daycare, but she needs a bigger space to scale up. How the heck can she find a property to suit her needs in Austin, TX?\nMy friend and former financial planner Joe Saul-Sehy joins me to answer another round of listener questions.\n(If you have questions on business, money, trade-offs, financial independence strategies, travel, or investing, leave them here and we\u2019ll answer them in a future episode.)\nFor more information, visit the show notes at https://affordanything.com/episode332\nLearn more about your ad choices. Visit podcastchoices.com/adchoices