#378: Anonymous is 25. She has a job offer that comes with a substantial raise. Hooray!\nBuuut \u2026 there\u2019s a problem. If she accepts this job offer, her new employer won\u2019t allow her to contribute as much money to her company retirement accounts.\xa0\nHow should she think about the trade-off between increasing income and funding her retirement?\nMeanwhile, Dan from California is retiring soon and wants to know what he and his wife should do with the loan they took out against their 401(k).\nFinally, an anonymous caller who goes by \u201cDaughter\u201d has a whole life policy that only costs her less than $50 per month. Since her policy is so cheap, should she keep it?\nIn today's episode, former financial planner Joe Saul-Sehy and I tackle these tough situations.\nEnjoy!\n\nDo you have a question on business, money, trade-offs, financial independence strategies, travel, or investing? Leave it here and we\u2019ll answer them in a future episode.\nLearn more about your ad choices. Visit podcastchoices.com/adchoices