#260: Katelyn wants to fire her financial advisor and move her investments from mutual funds into Vanguard index funds. Should she do this during the pandemic? Or should she wait?\nMarisa asks: can you invest in a Roth IRA if your income is inconsistent and might exceed the cap?\nAnonymous Moving-for-a-New-Job had a Simple IRA at her old job that she can no longer contribute to. She also can\u2019t contribute to a 401k until she\u2019s been at her new job for a year. Where should she put her money in the meantime?\nAnonymous \u201cOlivia\u201d is interested in a Roth conversion ladder, but wants to know: does the pro-rata rule apply here as it does with a backdoor Roth conversion?\nMary received an $80,000 grant of RSUs from her employer when she started. These RSUs began to vest after one year, and the price per share has increased 44 percent. What should she do with the shares?\nMy friend and former financial planner Joe Saul-Sehy and I tackle these questions in today\u2019s episode. Enjoy!\nFor more information, visit the show notes at https://affordanything.com/episode260\nLearn more about your ad choices. Visit podcastchoices.com/adchoices