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#322: Jess wants to reach financial independence by the time she\u2019s 50. But she\u2019s worried that she doesn\u2019t have enough money in cash or taxable brokerage accounts to bridge the gap in her first few years of retirement. What moves should she make, if any?\nYisell wants to invest money now. Should she cash out her $70,000 pension in hopes to generate more than the $1,000 per month she\u2019s guaranteed from it?\nAbbey is 22 and she would like to go back to graduate school for nurse anesthesia. Should she save up and pay for it in cash, or invest her money and take out federal loans?\nEliana enjoyed our interview with Paul Merriman on the two-fund portfolio. She\u2019s curious about what growth stocks and value stocks are, and how they fit into a passive index fund investing strategy.\nFinally, Sneezy wants to know: why aren\u2019t stocks a good hedge against inflation?\nMy friend and former financial planner, Joe Saul-Sehy, joins me to answer these questions on today\u2019s episode. Enjoy!\nFor more information, visit the show notes at https://affordanything.com/episode322\nLearn more about your ad choices. Visit podcastchoices.com/adchoices