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#308: Ziggy purchased an $890,000 property in San Mateo, CA in 2016. After living there for a year, he had to move, so he rented it out. Unfortunately, it\u2019s cash flow negative. Is this property worth holding onto, or should he sell?\nVivek has a paid-off primary residence that he\u2019s interested in renting out for a few years, before selling. He\u2019s worried about capital gains tax \u2013 does turning the home into a rental impact the amount he\u2019ll pay?\nAnonymous in Virginia wants to travel after retiring, which will increase her expenses for the first seven or so years of her retirement. How can she plan for a higher withdrawal rate at the beginning of retirement, and a lower withdrawal rate in the middle of her retirement?\nGiven the talk around student loan forgiveness, Jess wants to know: should she pay the minimum on her student loan debt and save the payments she would otherwise make? Or should she keep throwing extra at her higher interest loans?\nMy friend and former financial planner, Joe Saul-Sehy, joins me to answer these questions on today\u2019s show. Let\u2019s dive in!\nFor more information, visit the show notes at https://affordanything.com/episode308\nLearn more about your ad choices. Visit podcastchoices.com/adchoices