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#348: Aja\u2019s mom is 75 and has to take required minimum distributions from her IRA. She doesn\u2019t need the money. Where should she put it?\nAnonymous from MA is flummoxed by HSA-compatible health plans. His copay and deductible are awful, and even bronze plans seem better. Are HSA plans overrated, or does the math work out?\nJulia and her husband, both 27, want to retire by their early to mid-40s. Is there a point at which they should stop contributing to tax advantaged accounts and only contribute to taxable accounts?\nIleana and her family like their home, but it needs to be bigger. A cash-out refi didn\u2019t give them enough funds for their dream renovation. Should they put their money into the market in the hopes that it will grow large enough to fund a future renovation? Or should they move into a bigger house, rent out their house, and fix it up years down the road?\nNick has a seasonal business. Can a sweep account help stabilize him?\nMy friend and former financial planner, Joe Saul-Sehy, joins me to answer these questions on today\u2019s show. Enjoy!\nDo you have a question on business, money, trade-offs, financial independence strategies, travel, or investing? Leave it here and we\u2019ll answer them in a future episode.\nFor more information, visit the show notes at https://affordanything.com/episode348\nLearn more about your ad choices. Visit podcastchoices.com/adchoices