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#394: Bill listened to our episode with Bill Bengen, father of the 4% rule, and he wants to know if there was a way for him to figure out how much money he should be keeping in cash.\nSheryl gets stock from her company, and she would usually sell it\u2026but the stock value has decreased. And now, she isn\u2019t sure what she should do.\nHeather inherited an IRA but MUST empty it within ten years - but she doesn\u2019t need it right now.\xa0What should she do??\nJulie and her husband have access to an HSA for ONE MONTH.\xa0Can they max it out before they lose access to it?\nIn today's episode, former financial planner Joe Saul-Sehy and I tackle these tough questions.\nEnjoy!\n\nDo you have a question on business, money, trade-offs, financial independence strategies, travel, or investing? Leave it here and we\u2019ll answer them in a future episode.\nFor more information, visit the show notes at https://affordanything.com/episode394\nLearn more about your ad choices. Visit podcastchoices.com/adchoices