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#256: Jon is wondering if now is a good time to move his RRSP into a tax-free savings account, given the market downturn. He knows you can\u2019t time the market, but the opportunity is tempting. What should he do?\nLaurel\u2019s question revolves around the CARE Act and early withdrawal from a 401k. She needs to rebalance her 401k and wants to buy a rental. Instead of selling stocks, should she sell bonds as a form of rebalancing and to withdraw for a rental property?\nAfter seeing so many businesses experience financial hardship, Rebecca and her husband are curious: why don\u2019t companies have emergency funds?\nSalome sees the stock market downturn as an opportunity for tax-loss harvesting, but does this hold if you\u2019ve held stocks for less than a year?\nSheena has the option to purchase company stock at a 15 percent discount through an Employer Stock Purchasing Plan. However, it\u2019s volatile right now. Should she contribute the maximum amount, or nothing?\nMy friend and former financial planner Joe Saul-Sehy joins me to answer these questions. Enjoy!\nFor more information, visit the show notes at https://affordanything.com/episode256\nLearn more about your ad choices. Visit podcastchoices.com/adchoices