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This is the time of year when friends and acquaintances boast about late-season swimming in the local ponds – or even occasionally the bay itself. Most of us go for a dip two or three times in September before calling it a season. Then there are the hardy folk who swim into October as far as Oyster Fest or even Halloween. A rare few, consumed with ambition, make it out into November, perhaps even Thanksgiving, and take pains to let you know it.