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b"This week, we talk about what we were thinking a year ago as the contours of this crisis began to emerge. It was this week that the W.H.O. declared a pandemic, the NBA suspended its season, and toilet paper started to disappear. It has all taken a toll. \\u201cThis is where it gets tricky,\\u201d Jay Goltz tells us. \\u201cJust because everybody shows up every day and looks like they're happy-go-lucky, they're not. People have stresses in their life, whether it's their kids, whether it's their aging parents, whether it's their financial situation, whether it's their physical well-being\\u2014any of the above. This is just layered on top of whatever was going on in their life before.\\u201d Plus: Karen Clark Cole\\u2019s company goes to Mars, Dana White gets a smart question about expansion from a retailer in Canada, and Jay discovers that ESOP companies don\\u2019t have to pay federal income tax."