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This week, in episode 141, Shawn Busse, Paul Downs, and Jay Goltz go right to the bottom line. Shawn points out how easy it is for businesses to fool themselves into thinking they\u2019re more profitable than they really are. Paul talks about how margins can vary from year to year, especially if an owner decides to invest in improving the business\u2014as Paul\u2019s doing right now. Jay says he\u2019s long sought a 10-percent profit margin, but so far, he hasn\u2019t managed to get there. Plus: Shawn explains how he solved his accounts receivable problem. And have you looked at the 401(k) accounts of your employees lately? If not, there\u2019s a good chance you\u2019re going to find that they\u2019re not saving a whole lot. Is that just the employee\u2019s problem, or is it also the owner\u2019s problem?