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b'Today I have the pleasure speaking with Ken Okoroafor, Co-founder and CEO of the Humble Penny and Financial Joy Academy.\\nKen has a wonderful and inspiring story. After moving to the UK from Nigeria when he was 14 years old, Ken found it hard to fit in, so he focussed on his studies, knowing that education was the pathway to better himself.\\nLater on in life he went on a journey of self discovery and made it his mission to educate himself, not only in mainstream education but by other learning methods: mentoring, coaching and experimenting.\\nKen started his career having made it into university through clearing and achieved a First Class degree. That led him to explore training as an Accountant which then propelled him to become a Chief Financial Officer for a Venture Capital business in London.\\nIn 2017, he started a blog called The Humble Penny that he ran as a side hustle alongside his full time job as a CFO. He created The Humble Penny to help people demystify money and design their lives for true financial freedom, as he spent most of his career in effect making the rich richer whilst people around him were in decline financially.\\nHe and his wife Mary had been working on getting their personal finances in shape for the last decade and paid off their mortgage in 7 years, and managed to invest in other income generating assets. \\xa0They achieved financial independence at the age of 34 years, and have transformed their family life and history entirely.\\nGiven they could see that this was possible, they wanted to share their story and inspire others to change their destinies forever by doing the same.\\nHaving been in Finance for 15 years, Ken took the leap to focus on what he believed was his core calling. \\u2013 to elevate families financially through the Humble Penny and Financial Joy Academy.\\nSince it\\u2019s inception, The Humble Penny has been making a huge impact. Together, Ken and Mary have been empowering families financially to live life by design and use money as a tool to create a life that works for them.\\nWe talk about:\\n\\u25b6\\ufe0eThe importance of creating a healthy money mindset from an early age\\n\\u25b6\\ufe0eThe language of money\\n\\u25b6\\ufe0eHow to make money work for you\\n\\u25b6\\ufe0eInvesting in yourself\\n\\u25b6\\ufe0eDesigning a life that you want / Preparing your life vision\\n\\u25b6\\ufe0eThe importance of Income\\n\\u25b6\\ufe0eExploring and using your creativity to make money\\n\\u25b6\\ufe0eSaving and investing \\u2013 putting your money in the right environment\\n\\u25b6\\ufe0eAnd much much more!\\n\\u25b6\\ufe0e \\xa0Recommended reading: \\xa0\\xa0\\xa0Designing your life: \\xa0How to Build a Well-Lived Joyful Life (Dave Evans and Bill Burnett)\\nTune in Now!\\nKen\\u2019s details:\\nBlog \\u2013 The Humblepenny.com\\nInsta - @the humblepenny\\nYou Tube \\u2013 The humblepenny\\nLet\\u2019s help our youth succeed by sharing this podcast.'