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\\xa0Our guest today shares how not only are students of all ages needing financial guidance, the solutions available to them can completely change the way we look at student loan repayment and consolidation.

In this episode, we have the pleasure of sitting down with Erik Kroll, CFP\\xae, the founder of Hilltop Financial Advisors and Student Loans Over 50.

Erik\'s journey in the financial advisory world began in 2015 when he set out to create a business that could afford him the opportunity to blend work with the rest of his active lifestyle. Originally a versatile advisor, Erik\'s expertise naturally evolved over time, leading him to identify a crucial need in the market\\u2014helping older clients nearing retirement navigate their substantial student loan burdens. He tells stories about how he has changed the financial landscape for his clients, \\xa0including helping one client eliminate over $250,000 in student loan debt practically overnight!

We discussed how he manages the two brands of the company, as well as what he\'s hoping to accomplish with his business. One really unique thing that Erik has built is a tiered service model that allows him to work with clients at different stages of their financial journey\\u2014something that many financial advisors have trouble navigating. For those looking at a great example of how to do this successfully, be sure to tune in!

You can find show notes and more information by clicking here: https://www.xyplanningnetwork.com/368\\xa0\\xa0