08 - Make January your emergency month
b"This is a unique idea I've incorporated in my life since I was 20 years old - have a financial emergency month where you strip your spending down to the bare essentials. Do it now - it's one of the best things you can do to take control of your money.\\xa0\\n\\n--- \\n\\nSend in a voice message: https://podcasters.spotify.com/pod/show/cary-siegel/message"