Delayed gratification, or deferred gratification, describes the process that the subject undergoes when the subject resists the temptation of an immediate reward in preference for a later reward.
The top 1% is a myth, the bottom 20% is a myth. They are not groups of people destined to be at the same level of earnings year over year. The nature of our economic system is that everyone is in flux.
It doesn't take money to make money. It takes knowledge, skill, and experience to make money.
**** ALL VIEWS ARE MY OWN. THEY DO NOT REPRESENT THE VIEWS OF ANY ORGANIZATION THAT I HAVE EVER BELONGED TO OR CURRENTLY BELONG TO ****