EP. 246: Better Life Hacks
S A U N A I E Presents Best Advice For You
\nq u o t e s: Giving Up is the Greatest Failure
\n2nd: The Way To Get Started is to Quit Talking & Begin Doing.
\nS e g m e n t s: Best Advice For You To Getting Ahead
\n1. Don't Rush into Marriage
\n- Take your time before you make that lifetime commitment.
\n- The choice of your Spouse is one of the Biggest decisions of your Life.
\n- Make sure that it is well-thought out & not just based on emotions.
\n2. Don't keep up with the Joneses
\n- Society will lead you to have a lavish lifestyle
\n- You will get into debt just to keep up & end up with a lot of debt.
\n- You need to do your best to avoid consumer debt at all cost.
\n3. Chase Your Dreams
\n- Follow your Dreams, but make sure your strategy is grounded in reality.
\n- Don't pursue a degree for the sake of passion if it won't pay well.
\n- You are at an age where you can afford to make mistakes.
\n- Failures teach you more about than Successes.
\n4. Burn No Bridges
\n- Master the art of maintaining cordial relationships.
\n- Learn how to be tactful without inciting conflict when you don't want to be around people.
\n- Because life is too short, you can never be sure when you'll need someone's help.
\n5. Pick Friends Wisely
\n- Don't be influenced by friends who are into the nightlife.
\n- Trust Me, I was there & it didn't do anything for me.
\n- Be with those who seek to improve themselves.
\n- Their influence will rub off on you, & you'll want to better yourself as a result.
\n6. Prioritize Your Health
\n- The best investment you can make in yourself now is Prioritizting your Health.
\n- Don't Eat Unhealthy Foods & Put off Working Out.
\n- Make an Appt. with a doctor once a year to detect & prevent Diseases.
\n- Your Health is Your Wealth.
\n7. Become Financially Literate
\n- There are a lot of people who earn a lot of money yet struggle with Personal Finances & continue to live Paycheck to Paycheck.
\n- The easiest approach to being Financially Successful to learn to manage your money.
\n8. Open a Roth IRA
\n- The Roth IRA is one of the best accounts that you can have.
\n- The account can help you build a big nest egg as the investments compound tax-free for decades.
\nIts advantage:
\n- Tax-Free Growth
\n- Tax-Free Withdrawal
\n- Can be used as an Emergency if necessary.
\n09. Use your 401(k)
\n- Your Employer-sponsored plan is 1 of the best tools to get you started with investing.
\n- Put your money up to the match amount & let your money work for you.
\n- Don't leave free money on the table.
\n10. Create an Emergency Fund
\n- The ability to handle life's unexpected curveballs necessitates having an emergency fund.
\n- People's finances have been impacted as a result of failing to set aside money for emergencies.
\n- Too many people turn to debt to deal with emergencies.
\n11. Stay Out of Debt
\n- Debt ruins people's lives because they don't know how to control their impulses.
\n- Using Credit Cards irresponsibly has caused people to be put in a stressful situation.
\n- Credit Cards are predatory in Nature, with Outrageous interest rates. Avoid them at all costs.
\n12. Read Books
\n- Don't waste your time playing video games & watching tv shows. These are Deterrents to your future success.
\n- Read Books that will give you knowledge or skills that will be useful to you in the future.
\nH o u s e k e e p i n g
\nShare. Subscribe. Review
\no u t r o: Lief has Meaning only if you do what is meaningful to you.
\n\n--- \n\nSend in a voice message: https://podcasters.spotify.com/pod/show/saunaie/message\nSupport this podcast: https://podcasters.spotify.com/pod/show/saunaie/support