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b"The Life Unsettled podcast\\xa0with Thomas O\\u2019Grady, provides candid insights with both solo and interview episodes into breaking through income and financial concerns for a satisfying life and your future as an entrepreneur. The interviews break out successful entrepreneurial journeys and contain content to keep you motivated and raise your visions and dreams to higher levels than you currently might think. Those higher levels that you don't even know is true breakthrough success.\\n\\nThis initial episode provides direction and an overview of the Life Unsettled podcast. It will focus on business, entrepreneurs, finance, how to achieve success and how to redirect or re-position your future in a tumultuous world.\\nThe world has changed and it is or is going to affect all of us. This podcast's purpose is to help people with these issues as they age.\\n\\n\\tThose born before 1964 are in the crowded baby boom generation, which already had lower relative income because of their sheer size.\\n\\tPeople over 45 - 50 years of age are being layed off and replaced by younger, less expensive workers.\\n\\tThe years from 45 to 64 considered by economists as the net savings years of a person's life, when children are gone and financial obligations are less, are severely hampered.\\n\\tMeanwhile, life expectancy, which was closer to 70 - 72 years of age, now must be planned out to 90 - 92 years of age. So, less resources and less potential must support a much longer retirement.\\n\\nAs a PhD economist, I was looking at and researching these issues for myself. After seeing some of the capabilities today to disseminate my own ideas and gather the ideas of others, I decided that I would share this information and make it a much broader topic. So, this podcast will include many topics and ideas as well as motivation to assist everyone.\\nAt the start, I know that we will all need a lot more for any retirement. People will need to supplement, replace or enhance their current income and wealth and probably multiple streams of income.\\nI am the demographic that this podcast is targeting. I have a tremendous stake in the information gathered. I want to bring you along on my and probably your journey wading through the underbrush as the enormous issues evolve and are addressed.\\nSome of the topics will include ideas on expanding your opportunities and ideas. There will be topics related to how to succeed or achieve. After all, if you need to consider something new or different to supplement or replace income at age 50, you have more of your adult life ahead of you than since you turned 20 years of age. That's right, there is so much more you can do, whether your own business a home based business or helping someone else.\\nTranscript and Introduction to the Entrepreneur Journey:\\nThis first episode is an overview of Life Unsettled. As a backdrop, the world has changed. People in their 50\\u2019s today are being laid off and being replaced by less expensive workers, and there\\u2019s no reason to think that this is going to change in the future or change back to the system that we had before where people would normally think in terms of retiring from some company at the age of 65.\\n\\nThis leaves us with a little bit of a dilemma, or actually a major dilemma for those above the age of about 45. As an economist, we call the years from 45 to 65 net savings years; those were the years people saved for retirement. That has been pulled out from underneath people\\u2019s planning.\\nVery few people truly even have enough money for retirement, and this will only get worse. Simultaneously, people are not dying at 70 to 72. It used to be: people could retire at 65, and they had about 5 to 7 years more where their savings, etc. would carry them over. Now they may be living from 85 to 92. Before, we would have needed a lot more money for retirement to last until 90+ years of age. Instead, we are seeing difficulty even preparing for retirement."