Using that credit credit card tomorrow and Friday?
b"With Black Friday upon us, 74% of U.S. adults will not increase their holiday spending this year according to a new survey by Bankrate.com. This includes 22% who plan to spend less than they did last year. Just under a third (27%) those who won\\u2019t increase their spending say it\\u2019s because they are concerned about the state of their finances and/or the economy. Younger millennials (23-29) are the most concerned (33%) when compared to older generations. How will you be spending? Joining Tony is Bankrate.com's Mark Hamrick."