Habits are the foundation of success and equally bad habits will create failure. Learning the habits that block you from financial success and keep you poor is the first step to overcoming them.\nBy identifying and addressing these habits, listeners can begin to build healthier financial habits and achieve greater financial stability. Tapping into some of the latest research from Psychology to just the best simple advice available this episode will showcase some of the obvious and more subtle ways that we create trouble for ourselves and our financial situation.\nLearn how to get your banking situation and costs of living under control and have more time and money for the things that matter in life.\n\n- - -\nConnect with Sam:\n\n\nSam's newsletter on creativity -\xa0Explosive Thinking\xa0\n\nWatch the pod -\xa0YouTube - Growth Mindset\n\n\n\n- - -\nChapters\n\n00:00 Introduction to Habits of poverty\n\n00:28 1st bad habit - Starting tomorrow\n\n00:56 2nd - Starting too many and not finishing any\n\n01:49 3rd - Paying yourself last\n\n02:56 4th - Not investing in yourself\n\n03:38 5th - Reading a lot and not doing\n\n04:32 6th - Not knowing your income or expenses\n\n06:06 7th - Getting comfortable with bad debts\n\n07:31 Ad break\n\n07:45 8th - Not having an emergency fund\n\n08:58 9th - Lifestyle inflation\xa0\n\n10:31 10th - Hanging with the wrong crowd\n\n11:38 11th - Blaming your circumstances\n\n12:38 12th - Focusing purely on savings\n\n13:19 13th - No investing Strategy\n\n14:41 14th - Waiting for perfect conditions\n\n\nTopics\nBad vs Good Debt\nIncrease your savings\nCreating an emergency fund\nDealing with lifestyle inflation\nHow others affect our money habits\nAction over education\nInvesting in yourself\nPractical Manifestation\nSalary increases\nFixed mindset vs growth mindset thinking\nDevelop growth mindset habits\nGood money habits\n\n \nLearn more about your ad choices. Visit podcastchoices.com/adchoices