b'8:30am-9:15am: people\\u2019s propensity for saving\\n\\n8:30am-9:15am: Ho Lok-sang, Director, Pan Sutong Shanghai-Hong Kong Economic Policy Research Institute, Lingnan University\\n\\n8:30am-9:15am: financial advisor Eleanor Coleman\\n\\n8:30am-9:00am: Andy Kwan, Direc...'