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A Video from ZIFL - 9/15/2021 - 

https://zalma.com/blog

New Articles on Insurance Fraud Cease And Desist Orders Issued to Four Companies Allegedly  Selling Home Warranties Without a License The California Department of  Insurance announced September 7, 2021 that it has issued Cease and  Desist Orders, effective immediately, to four companies who allegedly engaged in selling home  warranty contracts in California without proper authorization. Under the Orders, the companies must immediately stop selling the  contracts. To protect consumers from fraud, any company marketing and  selling home warranty contracts to California consumers must be licensed  by the Department of Insurance.  \\u201cCalifornia consumers place their trust in home warranty companies to  provide coverage when something breaks,\\u201d said Insurance Commissioner  Ricardo Lara. \\u201cOur licensing process is intended to protect consumers  and ensure ethical standards and practices. Our team works diligently to help companies understand and meet these  standards, and when they do not, we take decisive action.\\u201d The Cease and  Desist Orders were issued to: \\u2022 Complete Care Home Warranty, LLC \\u2022 Global Home Protection, LLC \\u2022 Fundamental America, LLC, doing business as Priority Home Warranty \\u2022 First Premier Home Warranty  The Department launched an investigation after receiving a complaint  from a consumer alleging that these unlicensed home warranty companies  were marketing and selling their plans in California. During the  investigation, Department investigators, using aliases, visited each of  the companies\\u2019 websites and obtained multiple coverage quotes for  California addresses. 

After initially receiving the quotes by emails,  the companies then sent multiple follow-up emails to the investigators  in attempts to sell the warranty contracts. Consumers are advised to  check the license status of a company before purchasing a policy and  contact the Department at 800-927- 4357 if they suspect they may be a victim of fraud.