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The Case of the Art Flamb\\xe9 

https://zalma.com/blog

Barry Zalma, Esq., CFE presents podcasts and videos so you can learn how insurance  fraud is perpetrated and what is necessary to deter or defeat insurance  fraud. This Video Blog of True Crime Stories of Insurance Fraud with the  names and places changed to protect the guilty are all based upon  investigations conducted by me and fictionalized to create a learning  environment for claims personnel, SIU investigators, insurers, police,  and lawyers better understand insurance fraud and weapons that can be  used to deter or defeat a fraudulent insurance claim.  

Today\'s video explains why a person was driven to try an arson for  profit and how the insurer tried to defeat the crime.  When a person decides to perpetrate an insurance fraud, he pushes the  pause button on his morality. His plan to commit the fraud will then  become so flamboyant and creative that even the most innocent of claims  adjusters will detect the crime. Such was the case of a Belgian  immigrant. He came to the United States shortly after World War II. He  eked out a living with various jobs as a low paid engineering draftsman. 

 Before he decided to change his career and try arson for profit, he had  led a dull, but exemplary, life. He, at the age of sixty, married his  second wife. Later they had a child. When the child was three, he  contracted phlebitis and underwent several surgeries. He was unable to  keep up with his work and, in any event, the aerospace industry had just  lost several major contracts. He lost his job.  

True Crime Stories  Barry Zalma presents fictionalized True Crime Stories of Insurance Fraud  from an Expert who explains why Insurance Fraud is a \\u201cHeads I Win,  Tails You Lose\\u201d situation for Insurers.  The stories help to Understand How Insurance Fraud in America is Costing  Everyone who Buys Insurance Thousands of Dollars Every year and Why  Insurance Fraud is Safer and More Profitable for the \\xad\\xad\\xadPerpetrators  than any Other Crime.  If the fraud succeeds the insurer must charge more premium to cover the  expense of defending the fraud and payment of funds to the fraud  perpetrator. If the fraud fails the insurer must charge more premium to  cover the expense of defending the fraud. Everyone, except the lawyers,  lose.  As you watch the videos I hope they help you understand the effect that  insurance fraud has on the perpetrators, the insurers, the people who  need insurance, the people who buy insurance, and the people who keep  the promises made by insurance policies.Over the last 54 years Barry  Zalma has dedicated his life to insurance, insurance claims and the need  to defeat insurance fraud.  \\xa9 2022 \\u2013 Barry Zalma