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The Hawaiian 

https://zalma.com/blog

Barry Zalma, Esq., CFE presents videos so you can learn how insurance  fraud is perpetrated and what is necessary to deter or defeat insurance  fraud. This Video Blog of True Crime Stories of Insurance Fraud with the  names and places changed to protect the guilty are all based upon  investigations conducted by me and fictionalized to create a learning  environment for claims personnel, SIU investigators, insurers, police,  and lawyers better understand insurance fraud and weapons that can be  used to deter or defeat a fraudulent insurance claim.  

How a Fake Jewlery Theft Was Defeated  The insured was a contractor in Honolulu. He made an excellent living  cheating his customers. The insured\\u2019s most lucrative scheme was an  electronic vermin killer. It consisted of a long wire and a transformer.  The contractor strung the wire around a house and plugged it in a wall.  The device, charged with low voltage from the transformer, allegedly  repelled vermin. The insured guaranteed that all roaches, flying insects  and rodents could not pass the charge in the wire.  When it didn\\u2019t work and a customer called to complain the insured would  ignore the complaints.  Since the tropical Hawaiian climate is a prime breeding ground for  insects, the insured had no lack of customers. He bought a Ferrari  sports car with the profits.  After gaining the confidence of the insured\'s secretary, he confronted  the secretary with the result of his investigation. He told her he knew  that the appraisals were not done by the jeweler. He showed her where he  had discovered that the typewriter used to type the description of the  items of jewelry was different from the typewriter used to type the name  of the appraiser. He told her that he liked her and would be very sorry  if she was involved in aiding her boss in committing a crime.  She began to cry. When he calmed her down, she confessed that she had  typed in all of the descriptions and the values of the jewelry. Her  boss, the insured, took the print ball out of the IBM Selectric  typewriter and smashed it under his shoe. If asked, she was to say that  his children broke the typewriter while playing with it. The adjuster  thanked her, paid for lunch and suggested she get a new job. He told her  he would do what he could to keep her out of criminal problems.  The claim was denied & the insured was eventually convicted of  fraud.  \\xa9 2022 \\u2013 Barry Zalma  Barry Zalma, Esq., CFE, now limits his practice to service as an  insurance consultant specializing in insurance coverage, insurance  claims handling, insurance bad faith and insurance fraud almost equally  for insurers and policyholders.  He practiced law in California for more than 44 years as an insurance  coverage and claims handling lawyer and more than 54 years in the  insurance business.  Subscribe to \\u201cZalma on Insurance\\u201d at https://zalmaoninsurance.locals.com/subscribe and \\u201cExcellence in Claims Handling\\u201d at https://barryzalma.substack.com/welcome.   You can contact Mr. Zalma at https://www.zalma.com, https://www.claimschool.com,  zalma@claimschool.com and zalma@zalma.com . Mr. Zalma is the first  recipient of the first annual Claims Magazine/ACE Legend Award.  You may find interesting the podcast \\u201cZalma On Insurance\\u201d at https://anchor.fm/barry-zalma;  you can follow Mr. Zalma on Twitter at; you should  see Barry Zalma\\u2019s videos on https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg/featured; or videos on https://rumble.com/zalma. Go to the Insurance Claims Library \\u2013 https://zalma.com/blog/insurance-claims\\u2013library/ The last two issues of ZIFL are available at https://zalma.com/zalmas-insurance-fraud-letter-2/