BROADCASTS.com

b'

Fraud by Divine Right They were All-American girls. 

https://zalma.com/blog

Muffy and Buffy met each other as  cheerleaders in high school. They were best friends. They did everything  together. The two young women shared everything from clothes to  boyfriends.  When they graduated from high school, both started to work as trainee  tellers at the Fresno Friendly Loan and Mortgage Corporation. 

They  learned to handle money. More than anything else, they learned how to  beat the system. When the need to shop came upon them, they called in  sick simultaneously. They were the antithesis of modern liberated women.  They did not do the same job that men did. They did less. They were  rewarded by their male supervisors more for their tight sweaters and  skinny jeans than their ability as bankers.  Muffy and Buffy needed money so they acquired an insurance policy and  decided to make a fraudulent claim.  Muffy and Buffy, honestly, reported that they had not replaced a single  item they had claimed stolen in their first burglary. The things taken  in this burglary from their vehicle were all items they purchased before  the first loss. They even provided receipts and canceled checks  establishing the purchase and the date of purchase of each item.

 After  that the adjuster was convinced. There was no doubt, they had attempted a  fraud. He reported his conviction to the Fraud Division of the  California, Division of Insurance, and to Buffy and Muffy.  Buffy and Muffy admitted to the adjuster that the watches were never  stolen in either claim. They withdrew the claim for the two watches.  They still tried to convince him that the rest of their claim resulted  from a legitimate auto burglary. He was not convinced. He denied the  claim on the spot. He followed up with a written denial.  He reported the claim to the Fraud Division who agreed it was a  fraudulent claim and presented it to the local district attorney. The  District Attorney refused to prosecute on the grounds that there was  insufficient evidence to guarantee a conviction.  Muffy and Buffy went back to work at the bank. 

They hired a lawyer who  threatened to sue if the claim was not paid in full. Since there was no  arrest the insurer felt vulnerable. It paid $60,000 to obtain a general  release.  Muffy and Buffy lived comfortably for a while on the money the lawyer  obtained for them.  They were determined to, and continued to, commit  insurance fraud once every few years, to supplement their income.  For Muffy and Buffy crime pays well.  

(c) 2022 Barry Zalma & ClaimSchool, Inc.