No Insurance Policy Covers Every Risk of Loss

Published: Nov. 23, 2022, 9:01 p.m.

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Court Refuses to Strain to Find Ambiguity That Did Not Exist  

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In ERIE INSURANCE EXCHANGE v. DRAGANA PETROVIC, No. 1-21-0628, 2022 IL  App (1st) 210628-U, Court of Appeals of Illinois, First District, Second  Division (November 15, 2022) the circuit court properly granted summary  judgment in favor of the insurer declaring that it had no duty to  indemnify or defend the insureds because the underlying accident  occurred while the insured was operating his personal vehicle during the  scope of employment, triggering the "auto exclusion" provision of the  policy.  

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Erie Insurance Exchange (Erie) sued the defendants, Aral Construction  Company (Aral) and Arunas Alasevicius (Alasevicius) and  Dragana  Petrovic (Petrovic), seeking a declaration that Erie was not obligated  to defend or indemnify Aral or Alasevicius in the underlying negligence  claim brought by Petrovic.

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