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I am Thankful My family and I have much to be thankful for this year, not the least of  which are the care provided by our cardiologist who cares for me and my  wife, Thea. I am personally in good health, walking four to five miles a  day, and in retirement working only six to eight hours a day doing what  I love the most, writing about insurance, insurance claims, insurance  law and acting as an insurance claims consultant and expert witness.  

To me, I am thankful for you, my friends, clients and readers of  \\u201cZalma\\u2019s Insurance Fraud Letter,\\u201d my blog \\u201cZalma on Insurance,\\u201d and my  books and other writing including the new Third Edition of the ten  volumes of my treatise, \\u201cZalma on Insurance Claims.\\u201d  As a first generation American I am honored to join with all Americans  the ability to celebrate Thanksgiving that started when the United  States was a dream and just a colony of Great Britain to give thanks for  the good things in life at least once a year. It took Abraham Lincoln,  our greatest President to make it an official holiday. The Thanksgiving  holiday gives me and my family the opportunity to consider the blessings  my family and I have received and to thank all who have made it  possible.  Please allow me this opportunity to explain to you all the things I, and  my family, can give thanks for:  1. I have loved my wife of 54 years since we first met when she was nine  and I was twelve. 2. I am thankful that she still loves me and lets me make clear every  day that I love her more now than I did when she ignored me when I was  12. 3. My three adult children who are successes in their own right. 4. That my three children, my almost five-year-old granddaughter live  nearby, put up with my wife and I, and are healthy, successful, and  mostly happy in what they do. 5. That my grandson is now a successful college student at Puget Sound  University in Washington state. 6. My clients who, for the more than 54 years have allowed me to earn a  living doing what I love: practicing law until I let my license go  inactive, acting as a consultant, testifying as an expert witness and  writing materials to help others provide excellence in claims services  as members of the insurance profession. 7. My publishers the American Bar Association, Full Court Press,  Fastcase.com, Thomson Reuters and Amazon.com. 8. My dearly departed parents and grandparents for having the good sense  to leave the Ottoman Empire at the beginning of the 20th Century so we  could avoid the Holocaust and I could be born American. 9. My country for giving me a place to live and work in peace and  complain about it without fear. 10. The state of California, where I was born, and have lived for 79  years, for allowing me to have my home and grow my family, and the  ability to pay the high taxes for the privilege. 11. Those of you who read what I write and gain something from it. 12. Seventy nine years of mostly good health, but for a small heart  attack and clogged arteries, that gave me the ability to continue to  work \\u2013 albeit at a reduced rate. 13. Allowing me the health and ambition to avoid my cardiologist by  walking every day and working on my garden and bonsai. 14. The hundreds of friends I have never met but with whom the Internet  has allowed me to communicate in parts of the world I have never  visited. 15. The wonder of the Internet that allows me to publish E-books, ZIFL  and my blog instantly on line. 16. That my family can get together to express our thanks for each other  and our happiness this year again without a need for anything but  enjoying each other\\u2019s company. 17. That most of you who I know only by my publications can also gather  with your families to express your thanks.