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Insurance Claims and Mold Reality 

https://zalma.com/blog

Get Rich Quick Thanks to Mold  

Although there have been successful lawsuits, the days of multi-million  dollar verdicts in insurance mold claims are probably disappearing.  As for the get-rich-quick mold remediation companies, they are finding  that they must give real service or they will soon be visiting the  bankruptcy court.  "Killer Mold\\u201d Exists  Despite alarmist headlines that pronounce \\u201cBlack mold can kill you!\\u201d  medical research has not been able to determine what amount of exposure  to \\u201cblack mold,\\u201d if any, is toxic to a normally healthy individual.  [Article in the IEQ Review entitled \\u201cIndoor Exposure To Molds And  Allergic Sensitization\\u201d] Nonetheless, there are several toxic and  pathogenic species of mold that can have a severe acute or chronic  effect on people, especially those whose immune systems are compromised.  Mold Can Be Killed with Bleach Alone  Although a 10% bleach solution is, in some cases, an effective means of  cleaning up mold, it is not a solution. It is more important to  determine why the mold is there in the first place. If the moisture and  warm temperatures that facilitate the growth are not remedied, mold will  return no matter how much bleach is applied.  The Existence of Mold Means There Is a Problem  Mold exists everywhere. It is an important component of the natural  scheme of things. Once a baseline is established for \\u201cnormal\\u201d quantities  of mold, the property owner can be certain that there is no problem  until the normal quantities are exceeded. Unfortunately, most  self-proclaimed experts in the field have yet to agree on what is  \\u201cnormal.  \\xa9 2021 \\u2013 Barry Zalma  Barry Zalma, Esq., CFE, now limits his practice to service as an  insurance consultant specializing in insurance coverage, insurance  claims handling, insurance bad faith and insurance fraud almost  equally for insurers and policyholders. He also serves as an arbitrator  or mediator for insurance related disputes. He practiced law in  California for more than 44 years as an insurance coverage and claims  handling lawyer and more than 52 years in the insurance business. He is  available at http://www.zalma.com and zalma@zalma.com.  Mr. Zalma is the first recipient of the first annual Claims Magazine/ACE  Legend Award.  Over the last 53 years Barry Zalma has dedicated his life to insurance,  insurance claims and the need to defeat insurance fraud. He has created  the following library of books and other materials to make it possible  for insurers and their claims staff to become insurance claims  professionals.  Go to the podcast Zalma On Insurance at https://anchor.fm/barry-zalma;  Follow Mr. Zalma on Twitter at https://twitter.com/bzalma; Go to Barry Zalma videos at Rumble.com at https://rumble.com/c/c-262921; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg; Go to the Insurance Claims Library \\u2013 https://zalma.com/blog/insurance-claims-library/ Read posts from Barry Zalma at https://parler.com/profile/Zalma/posts; and the last two issues of ZIFL at https://zalma.com/zalmas-insurance-fraud-letter-2/  podcast now available at https://podcasts.apple.com/us/podcast/zalma-on-insurance/id1509583809?uo=4