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My Family and I are Thankful to Share This Thanksgiving with You\\n\\nMy family and I have much to be thankful for this year, not the least of\\n which are the care provided by my daughter, Stephanie, who cares 24/7 \\nfor my wife and her mother, Thea who continues to recover her memory. I \\nam personally in good health, walking four to five miles a day, with the\\n assistance of my new aortic heart valve that was inserted with a \\ntranscatheter heart valve (TVR). In my semi-retirement I continue \\nworking only six to eight hours a day doing what I love the most, \\nwriting about insurance, insurance claims, insurance law and acting as \\nan insurance claims consultant and expert witness.\\n\\nAs a first generation American I am honored to join with all Americans the ability to celebrate Thanksgiving that started when the United States was a dream and just a colony of Great Britain to give thanks for the good things in life at least once a year. It took Abraham Lincoln, our greatest President, to make it an official holiday. \\n\\nPlease allow me this opportunity to explain to you all the things I, and\\n my family, can give thanks for:\\n\\n1. I have loved my wife of 55 years since we first met when she was nine\\n and I was twelve.\\n2. I am thankful that she still loves me and lets me make clear every \\nday that I love her more now than I did when she ignored me when I was \\n12.\\n3. My three adult children who are successes in their own right.\\n4. That my three children, my almost seven-year-old granddaughter live \\nnearby, put up with my wife and I, and are healthy, successful, and \\nmostly happy in what they do.\\n5. That my grandson graduated from Puget Sound University in Washington \\nstate and is now working full time for a major business in Los Angeles.\\n6. My clients who, for the more than 55 years have allowed me to earn a \\nliving doing what I love: practicing law until I let my license go \\ninactive, acting as a consultant, testifying as an expert witness, \\nwriting materials to help others provide excellence in claims services \\nand creating videos to help every member of the insurance profession \\nlearn more about insurance and insurance claims handling.\\n7. My publishers the American Bar Association, Full Court Press, \\nFastcase.com, Thomson Reuters and Amazon.com.\\n8. My dearly departed parents and grandparents for having the good sense\\n to leave the Ottoman Empire at the beginning of the 20th Century so we \\ncould avoid the Holocaust and I could be born American.\\n9. My country for giving me a place to live and work in peace and \\ncomplain about it without fear.\\n10. The state of California, where I was born, and have lived for 81 \\nyears, for allowing me to have my home and grow my family, and the \\nability to pay the high taxes for the privilege.\\n11. Those of you who read what I write and gain something from it.\\n12. Eighty one years of mostly good health, but for a small heart \\nattack, clogged arteries and a deteriorated aortic heart valve, that \\ngave me the ability to continue to work \\u2013 albeit at a reduced rate \\nbecause of the skills of my cardiologists and the St. John\\u2019s hospital in\\n Santa Monica.\\n13. Allowing me the health and ambition to avoid my cardiologist by \\nwalking every day and working on my garden and bonsai.\\n14. The hundreds of friends I have never met but with whom the Internet \\nhas allowed me to communicate in parts of the world I have never \\nvisited.\\n15. The wonder of the Internet that allows me to publish E-books, \\nZalma\\u2019s Insurance Fraud Letter (ZIFL) and my blog instantly on line.\\n16. That my family can get together to express our thanks for each other\\n and our happiness this year again without a need for anything but \\nenjoying each other\\u2019s company.\\n17. That most of you who I know only by my publications can also gather \\nwith your families to express your thanks.\\nh.\\n\\n\\n\\nEnjoy the holiday and your family as I will.\\n\\n(c) 2023 Barry Zalma