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True Crime of Insurance Fraud Number 16 

https://zalma.com/blog

Barry Zalma, Esq., CFE presents videos so you can learn how insurance  fraud is perpetrated and what is necessary to deter or defeat insurance  fraud. This Video Blog of True Crime Stories of Insurance Fraud with the  names and places changed to protect the guilty are all based upon  investigations conducted by me and fictionalized to create a learning  environment for claims personnel, SIU investigators, insurers, police,  and lawyers better understand insurance fraud and weapons that can be  used to deter or defeat a fraudulent insurance claim.  

Too Smart For His Own Good  The insured had no respect for his insurance company. He expected them  to pay any claim he presented. He expected no investigation. Other  members of the same immigrant community had successfully committed arson  fraud. It was so easy for others. He decided to burn his house down.  

The insured thought he was highly intelligent. He planned his arson fire  carefully. He arranged for his wife and children to spend the weekend  with their cousins in Oakland. He got four one-gallon cans of gasoline  from four different gas stations over a two-week period. He stored the  gasoline in his garage. He told his wife and children that he would join  them Sunday because he had work to do Saturday in his business. After  driving the wife and children to their cousins\\u2019 home in Oakland, he  returned to his home in San Francisco Friday night.  

Early Saturday morning he began the preparations for the fire. He  removed all of the valuable contents of the house and stored them in a  rented storage facility. He packed up all of his good clothing in a  suitcase and put them in the trunk of his automobile. He checked the  neighborhood and found a house for rent in his general neighborhood  similar to the house he lived in. He made arrangements with the owner  and signed a month-to-month lease on the house. He did not notice that  the owner recorded the date and time the lease was signed. 

\\xa9 2022 \\u2013 Barry Zalma  Barry Zalma, Esq., CFE, now limits his practice to service as an  insurance consultant specializing in insurance coverage, insurance  claims handling, insurance bad faith and insurance fraud almost equally  for insurers and policyholders.  He practiced law in California for more than 44 years as an insurance  coverage and claims handling lawyer and more than 54 years in the  insurance business.  Subscribe to \\u201cZalma on Insurance\\u201d at https://zalmaoninsurance.locals.com/subscribe and \\u201cExcellence in Claims Handling\\u201d at https://barryzalma.substack.com/welcome.   You can contact Mr. Zalma at https://www.zalma.com, https://www.claimschool.com,  zalma@claimschool.com and zalma@zalma.com . Mr. Zalma is the first  recipient of the first annual Claims Magazine/ACE Legend Award.  You may find interesting the podcast \\u201cZalma On Insurance\\u201d at https://anchor.fm/barry-zalma;  you can follow Mr. Zalma on Twitter at; you should  see Barry Zalma\\u2019s videos on https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg/featured; or videos on https://rumble.com/zalma. Go to the Insurance Claims Library \\u2013 https://zalma.com/blog/insurance-claims\\u2013library/ The last two issues of ZIFL are available at https://zalma.com/zalmas-insurance-fraud-letter-2/