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Uninsured Motorist 

https://zalma.com/blog

 Barry Zalma, Esq., CFE presents videos so you can learn how insurance  fraud is perpetrated and what is necessary to deter or defeat insurance  fraud. 

This Video Blog of True Crime Stories of Insurance Fraud with the  names and places changed to protect the guilty are all based upon  investigations conducted by me and fictionalized to create a learning  environment for claims personnel, SIU investigators, insurers, police,  and lawyers better understand insurance fraud and weapons that can be  used to deter or defeat a fraudulent insurance claim.  \'

Occasionally, without fanfare, someone stands up and refuses to honor an  obvious fraud. Such an event, by its rarity, deserves public  recognition.  In October 1989 Joe Chevrolet, a negligent, uninsured motorist struck  the rear end of a vehicle driven by Marcia Toyota. Ms. Toyota was  insured with Good Hands Insurance Company. Marcia claimed severe  physical and emotional injuries as a result of the accident. Through her  attorney, Mel Shyster, she presented the reports of Louise Quack, a  doctor of Chiropractic. Good Hands and Toyota did not agree on the  amount of loss she had incurred. Both sides presented evidence to  arbitrator Honest Abe Lawyer.  At the arbitration Dr. Quack testified explaining the severe injuries  she claimed she had detected in Toyota. Dr. Quack spoke at length about  the many modalities of treatment she provided to Toyota to make her  well. Good Hands produced George Wellness, M.D. who testified that  Toyota suffered \\u201cno injury.\\u201d Good Hands also brought to the Arbitration  Clever Expert, Ph.D. who stated an opinion that the collision was \\u201cde  minimis\\u201d and caused no actual damage to Toyota\\u2019s vehicle.  Good Hands presented its evidence to the arbitrator with trepidation. It  knew that arbitrators often attempt to reach Solomon-like decisions.  They often render awards that split the difference between the demand  and the offer.  Barry Zalma presents fictionalized True Crime Stories of Insurance Fraud  from an Expert who explains why Insurance Fraud is a \\u201cHeads I Win,  Tails You Lose\\u201d situation for Insurers.  The stories help to Understand How Insurance Fraud in America is Costing  Everyone who Buys Insurance Thousands of Dollars Every year and Why  Insurance Fraud is Safer and More Profitable for the \\xad\\xad\\xadPerpetrators  than any Other Crime.  If the fraud succeeds the insurer must charge more premium to cover the  expense of defending the fraud and payment of funds to the fraud  perpetrator. If the fraud fails the insurer must charge more premium to  cover the expense of defending the fraud. Everyone, except the lawyers,  lose.  

As you listen to the podcasts I hope they help you understand the effect that  insurance fraud has on the perpetrators, the insurers, the people who  need insurance, the people who buy insurance, and the people who keep  the promises made by insurance policies.Over the last 54 years Barry  Zalma has dedicated his life to insurance, insurance claims and the need  to defeat insurance fraud.  \\xa9 2022 \\u2013 Barry Zalma