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Kiplinger Letter managing editor Jim Patterson joins the show to break down the ramifications for states that are ill-equipped to handle the upcoming recession. Ryan and Sandy go over bear market investing strategies and highlight their favorite deals that folks can score from home.

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How to invest in this bear market: https://www.kiplinger.com/slideshow/investing/T038-S001-how-to-invest-in-this-bear-market/index.html; Bear market lessons from an adviser: https://www.kiplinger.com/article/retirement/T047-C032-S014-5-bear-market-lessons-after-20-years-as-an-adviser.html; 7 secrets of highly successful investors: https://www.kiplinger.com/article/investing/T023-C000-S002-7-secrets-of-highly-successful-investors.html; 10 states most unprepared for the recession: https://www.kiplinger.com/slideshow/business/T019-S010-states-most-unprepared-for-the-next-recession/index.html; Coronavirus car insurance rebates: https://www.kiplinger.com/article/cars/T004-C011-S003-coronavirus-car-insurance-rebates.html