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What Exactly is an Annuity?

We\'re going to discuss annuities. What exactly are they? Should you or should you not participate in an annuity program?

Also, the definitions and the differences in IRAs and 401Ks. We bounce those numbers around and those items. We consider them in our portfolio, but what are they? What are the differences? We also want to take a segment to clear up confusion about Social Security. There are Social Security benefits, and there\'s Social Security income.

We\'re going to address some broader elements in Social Security. Finally, our last segment\'s going to be about TRS. School\'s out now. Summer\'s in\\xa0session. Teachers, some are retiring, and some are starting.

Some are continuing their career path as a teacher in our public school system as well as some administrators. What are pension plans for TRS? Is it always going to be enough? We\'ll talk about that to close the day.

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RIGG Wealth Management offers securities to Broker Dealer Financial Services, Member\\xa0SIPC\\xa0and advisory services through Investment Advisors Corp and SCC registered investment advisor. RIGG Wealth Management is not a subsidy area of Broker Dealer Financial Services. Neither RIGG Wealth Management nor Broker Dealer Financial Services offer legal advice.\\xa0Client\\xa0should consult their attorney of choice on all legal matters.

Opinions expressed on this program do not necessarily reflect those of Broker Dealer Financial Services. The topics discussed and opinions given are not intended to address the specific needs of any listener. Diversification does not guarantee a profit or protect against a loss in a declining market. It is a method used to help manage investment risk. Examples mentioned are for illustrative purposes only, individual results may vary. Past performance is no guarantee of future results. Investing involves risk including loss of\\xa0principle. Rebalancing can entail transaction costs and tax consequences that should be considered when determining a rebalancing strategy.