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Folks, we\'re glad you\'re with us here for the next hour. I want to say thank you for letting us contribute to part of your day. We are here every weekend at this time. It is the weekend. It\'s a great weekend. We\'re looking forward to having you with us. We\'re going to talk about a few topics today. We\'re hitting on\\xa0four in particular\\xa0we think you might enjoy.

We\'re going to lead off with insurance. Insurance, you need it for planning. People commonly have life insurance, but we\'re going to get into some of the details about why it needs to be a part of your financial planning. We\'re also going to find out what to do with previous employer\'s 401(k)s.

Let\'s say you\'ve quit a job or you\'ve moved on and changed careers. If you\'ve got 401(k)s that are hanging around with other companies, let\'s get those consolidated. The why and the what\\u2011fors, we\'re going to talk about later in this hour.

For More Information Visit: www.RiggWealthManagement.com

RIGG Wealth Management offers securities to Broker Dealer Financial Services, Member\\xa0SIPC\\xa0and advisory services through Investment Advisors Corp and SCC registered investment advisor. RIGG Wealth Management is not a subsidy area of Broker Dealer Financial Services. Neither RIGG Wealth Management nor Broker Dealer Financial Services offer legal advice.\\xa0Client\\xa0should consult their attorney of choice on all legal matters.

Opinions expressed on this program do not necessarily reflect those of Broker Dealer Financial Services. The topics discussed and opinions given are not intended to address the specific needs of any listener. Diversification does not guarantee a profit or protect against a loss in a declining market. It is a method used to help manage investment risk. Examples mentioned are for illustrative purposes only, individual results may vary. Past performance is no guarantee of future results. Investing involves risk including loss of\\xa0principle. Rebalancing can entail transaction costs and tax consequences that should be considered when determining a rebalancing strategy.