b'A simple question can have so much complexity around it. Here\\u2019s one I get all the time: \\u201cShould I pay off my house?\\u201d. Conventional wisdom says this is a no brainer. Look at all the financial gurus out there like Dave Ramsey and Suzi Orman\\u2014they all think you ought to be paying off your mortgage. [\\u2026]'