#80 Budgeting Basics - 52 Weeks to Financial Freedom
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This week we will learn to gain more\\xa0control over spending\\xa0and begin working towards your financial goals by creating a budget.
A personal or household budget is an itemized summary of expected income and expenses for a defined period of time, typically one month. While the word\\xa0budget\\xa0is often associated with restricted\\xa0spending, a budget should really mean more efficient spending.
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This budget will show you how much money you expect to bring in against all of your expenditures from the required expenses like house payments and rent to discretionary spending like entertainment. Instead of viewing a budget as a negative, you can view it as a tool for achieving financial freedom.
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