No Seasonal Exceptions on Keys To Riches
b'Listen every\\xa0Monday morningon the Libsyn Platform\\xa0where you\\u2019ll find our featured Key for the week from Heather\\u2019s\\xa0Keys To Riches\\u2122 Financial Wellness Series.\\n\\nTune in to this week\'s Keys to Riches Number Eight: No Seasonal Exceptions\\xa0as host\\xa0Heather Wagenhalsoffers\\xa0specific financial techniques to help your financial habits become healthy money management skills.\\nKey Statement:\\n\\nI know that I am vulnerable when managing my money if I allow seasonal events and special occasions disrupt my savings and spending plan. I acknowledge that to become truly successful with my money, I must\\xa0be more mindful during\\xa0holidays and on special occasions because going overboard serves no one, especially not \\xa0me nor my family.\\n\\nKey Affirmation:\\n\\nI am a gracious recipient and thoughtful giver.\\n\\nKey Commitment:\\n\\nI commit to using Heather\'s "Card Up" Assessment formula when determining appropriate gift giving.\\n\\nKey Action Item:\\n\\n\\nWhen giving gifts or remembering or commemorating someone\'s special occasion, begin\\xa0with a card and work from there. For annual events and celebrations, sit down and create a plan for saving with your discretionary funds. It is easier and requires less\\xa0intrusion\\xa0with your daily dollars when you give'