Broken Hearts, Wallets, and No Seasonal Exceptions Starring Heather Wagenhals
b"You finally got your financial act together only to have a holiday or special occasion derail you. You are not the first to do this though you can be the next to put a stop to cyclical debting with advice from \\xa0personal finance expert, Heather Wagenhals and the Maestro of Moohlah Michael Terry on today's Episode of the Keys to Riches Powered by Unlock Your Wealth Radio.\\n\\nListen every\\xa0Monday morning\\xa0where you\\u2019ll find our featured Key for the week from Heather\\u2019s\\xa0Keys To Riches\\u2122 Financial Wellness Series.\\nKey Statement:\\nIf I allow seasonal events and special occasions disrupt my savings and spending plan I will never be able to build true wealth. To become truly successful managing money, I must\\xa0be more mindful during\\xa0holidays and on special occasions because going overboard serves no one, not me nor my loved ones.\\nKey Affirmation:\\nI am a gracious recipient and considerate giver.\\nKey Commitment:\\nI commit to using Heather\\u2019s \\u201cCard Up\\u201d Assessment formula when determining appropriate gift giving.\\nKey Action Item:\\nWhen giving gifts or remembering or commemorating someone\\u2019s special occasion, begin\\xa0with a card and work from there. For annual events and celebrations, sit down and create a plan for saving with your discretionary funds. It is easier and requires less\\xa0intrusion\\xa0with your daily dollars when you give yourself 364 days to carry out a\\xa0sizable\\xa0savings goal.\\n\\n\\nThese are just some examples of things you can expect and work into your plans. \\xa0Be cr"