Break The Budget Money Show Key 7
b"The Keys To Riches\\u2122 Financial Wellness Series\\xa0is a baker\\u2019s dozen of\\xa0financial concepts\\xa0that teach you how to think like the rich and be in control of your own money.\\n\\nThis week's key is going to finish out our assessment and give us the most realistic picture of what our finances look like. Heather shares her unique way of breaking budgets and bad money habits to create a better more functional way to manage money.\\n\\nKey Statement:\\n\\nI know that trying to create and stick to a budget is a losing proposition because it can mean sacrifice and not truly addressing my financial challenges; therefore, to be truly financially independent, I must create and stick to a realistic healthy savings and spending plan.\\n\\nKey Affirmation:\\n\\nI have and live by a healthy savings and spending plan.\\n\\nKey Commitment:\\n\\nI\\xa0commit\\xa0to designing and living by a healthy savings and spending plan that suits me and my family.\\n\\nKey Action Item:\\n\\nCategorize your assessment envelope. Analyze your expenditures in each area. Are they what you thought they would be? Pull out your Dreams With Deadlines\\u2122 strategy and further evaluate your needs versus wants. Balance them with your goals. Work on your essential wants and figure out how we can reallocate those non-essential wants after we create our savings plan and eliminate our debt so we can begin to take control of our financial future.\\n\\nThese are just some examples of things you can anticipate and work into your plans. \\xa0Be creative with you strategy so you can achieve financial independence AND still enjoy the fruits of your labors today."