All Airbnb and Vrbo hosts need special commercial insurance coverage to protect against potentially, financially crippling mishaps. Proper Insurance, a specialized insurance company in Bozeman, MT, offers a 5-minute online insurance quote for short-term rental owners. More information can be found at https://www.proper.insure (https://www.proper.insure) and https://www.proper.insure/airbnb-insurance (https://www.proper.insure/airbnb-insurance)